TO APPLY FOR A PAGIBIG HOUSING LOAN:

ensure you have at least 24 months of savings, are not over 65, and have a clear credit history. Submit a filled-out Housing Loan Application Form, proof of income, and valid IDs via the Virtual Pag-IBIG online portal or at any Pag-IBIG branch.

Key Steps and Requirements:

-Prepare Requirements:Application Form: Duly accomplished Housing Loan Application (HQP-HLF-068) with a 1x1 photo.Proof of Income: Valid, original Certificate of Employment and Compensation (CEC) or payslips.Valid ID: One valid ID (e.g., Passport, UMID, PhilID).Property Documents: Transfer Certificate of Title (TCT), Tax Declaration, and Tax Receipt.

-Application Process:Online (Virtual Pag-IBIG): Go to the Virtual Pag-IBIG website, select your loan purpose, upload documents, and submit.In-person: Visit any Pag-IBIG branch, submit documents, and secure a reference number.

Loan Purposes: Loans can be used for purchasing a residential lot, house and lot, condominium, or for construction/home improvement.

After submission, Pag-IBIG will evaluate the application. Ensure you are not older than 70 at the time of loan maturity.